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Four Prayers for Your Financial Crisis

Unique requests to replace panic with confidence
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No money for movies. No money for dinners out. No money for anything but essentials like food, gas, and toilet paper. Not exactly the dream life, is it?

But it's the life millions of Americans face. Foreclosures, unemployment, and stock market drops were once topics for news headlines. Now those topics fill our dinner conversations and our prayer requests.

I know what it's like to pray about overwhelming financial challenges. In my husband's first years as a pastor, our house payment gobbled half his income. I didn't expect riches when I married a minister, but I also didn't anticipate 13-16 percent interest rates on a starter home. After our tithe and a sacrificial gift to our church's building program, we lived on 30 percent of my husband's small salary.

During those ground beef and tuna years, I learned that lean financial times call for more than strict budgets and financial discipline. Tough times call for tough prayers—prayers that move us past frustration and helplessness to seeing God's power and glory in our daily lives. We can replace panic with confidence when we focus our prayers on these four requests.

Pray for Clarity

Every time I hear Suze Orman say "De-nied" to a caller's ridiculous spending request, I recognize the value of clarity. Many personal finance gurus encourage us to hold our financial records before a mirror so we can see our true monetary situation. Without a clear picture, we won't know how to balance our income and expenses. We won't make the hard choices needed for economic survival.

But like it or not, our money and jobs are entwined with our views of life and self. And that link makes it difficult to assess our circumstances objectively. My money problems often trigger a storm cloud of conflicting feelings—fear, pride, and anger—that block a clear vision of all the issues involved. Prayer helps me deal with my churning emotions before they skew my decisions and perspective.

On one level, my friend Amy felt a great peace when her husband lost his job. On another level, she felt angry about the circumstances surrounding Mike's layoff. Her irritation with union politics triggered heart tantrums as frustration battled faith for control. When she couldn't stop the tears, she finally hit her knees.

Earlier that week Amy had studied the confrontation between King Hezekiah of Judah and King Sennacherib of Assyria described in Isaiah 36-37. Desperate for God's help, Hezekiah laid Sennacherib's threatening letter before the Lord and prayed.

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Related Topics:Debt; Money; Prayer

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July 26, 2014  11:30am

I Thank God for leading me to this website,It has encouraged me. I am struggling with my health as well as financial and family concerns.Your article touched me the testimonies filled me with hope and tears of joy. God is amazing and always shows up where and how we need him. Thank you! God Bless you all.

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July 22, 2014  3:57am

My finacee and I have both been struggling for the past few years with money. I always feel so guilty praying for help or even for financial stability or guidance because there are so many people in worse positions than we are, both financially and medically. I'm thankful for the times when miraculously I have just enough to get by, but those times have become my constant battle. My fiancee suffers from OCD and a form of Tourettes syndrome and has a hard time keeping a job. I am a freelancer who also works in retail. I seldomly have a day off and find myself supporting both of us, and recently my fiancee's unemployment is on hold because his previous employer doesn't want to pay. I pray for his health and our stability daily, and I know God is on our side, but I am starting to fear that I soon won't be able to afford to pay my rent or for gas to get to work. I pray for all of you to get some relief and I'm thankful for coming across this Post.

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September 07, 2013  10:36am

I read your article and I thought I was the only one going through so much financial difficulty. I pray to God on this all the time, but I feel like there is no answer on our finances'. It is very hard for my husband and children. But I keep praying for God to help me out and today I learned to pray to God and ask differently. To show me what he wants me to do different and to learned to be content at this time in life. Please pray for my family health and financial situation. And for me to see where God wants us to be in our life and be debt free.

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